daily blog

As I casually strolled across the dingy Boston playing field on a brisk Sunday afternoon the winds began to whip through my jacket and the words watch your step scrolled across my mind as I carefully navigated through the debris that is a part of many urban ball fields , broken glass, geese droppings, etc. Wait a minute is that human feces? I finally made it to the sideline set up my portable sports chair and got ready to watch an M2Sports flag football game between the Giants and the Eagles. The only reason I was at this game was to watch my son Tony aka “Tadow” along with the rest of his Giant teammates “H8me, Sho Nuff, Killa, Toby, Javafi,Jeebies, El Negro, Phil, Cbert and P.T compete.

Before the game started the first thing I noticed was how diverse the teams were, there were men of all racial, social, religious and economic backgrounds playing side by side or as opposition. The formation of the league was the brainchild of Mario Lopez a Latino brother who had the vision to create a format where men can be men have fun, stay in shape and release the stress of daily living at least once a week and have the freedom to unleash their alter ego’s with names like K-Dogg, Speedy, Mr. Puerto Rico etc. It was great to see such a diverse collection of men gathered together.

The game finally began and immediately there was a lot of trash talking, this was my first time attending the games, so the language assault I experienced caught me off guard, I was sure someone was going to take the comments out of context and blows would be thrown, this was definitely not a PG-13 event and don’t get it twisted just because it’s a flag football league, this sports is not for little boys, hits on the sideline are legal and people can and do get cracked, much to the delight of the crowd on run backs or blocking at the line. Both teams spent a fair amount of time and energy trading verbal air assaults from ethnic put downs to the questioning of “Manhood” for everyone to hear and laugh at on the sidelines. The contest was intense and went back and forth the Giants scored first then the Eagles and this pattern lasted over two hours, until “Tadow” scored the game winning touchdown. What happened at the conclusion of the game is what really impressed me, I just knew that after all the jarring that took place the end of the game would be the opportunity for someone to over react to something that was said and blow it out of proportion, as I watched the teams walk toward each other at midfield, the teams simply shook hands, embraced, laughed, shared water and a genuine respect for their brothers after all it was just a game they left their differences on the football field.

At that very moment I pondered the following, why can’t these same men who represent something larger than themselves come together for a common cause away from the playing field and take that same passion and energy back to the community to help tear down the walls that separate us and make a difference? What is it that keeps our neighborhoods segregated once they exit the playing surface? After the games are over, the blacks will go their way and hang out with the blacks, the Latino’s will hang with the Latino’s and so on for the white males. It’s been said that sports serves as a microcosm of the larger society in many ways, but it’s ironic that the same people who can spend hours together as teammates or engaged in healthy competition go their separate ways and live in different worlds once the games end. Imagine how powerful it would be to see these same men standing side by side leading voter registration drives, mentoring programs, policing the block to make the hood safe, visiting classrooms, and juvenile detention centers. They would be excellent role models in demonstrating to our youth that beneath the obvious differences of color and race we can get along. On the playing fields diversity is what helps a team come together, the successful teams adopt the philosophy of inclusion and appreciation of variety and they figure out how to make those differences work together for a common goal, “winning”. Yet that same approach is rarely seen in other area’s politics, education, religion and employment to name a few.

Perhaps one day we will find a way to make society a microcosm of sports, rather than the other way around.

Tony Price

A Boston Based Collegaite Athletics Administrator and Head Basketball Coach. A Hall of Fame Inductee(Worcester State College) with 20 plus years experience as an athlete, coach, and administrator.

When we walk down the street and encounter a stray cat, it is hard for us to imagine that this seemingly healthy and vibrant kitty might actually be very sick. This phenomenon is true with even our human counterparts. Part of this deceiving reality is the Feline Immunodeficiency Virus, or FIV. This virus affects more than 11% of cats worldwide.

The probable immediate association, once a person hears this, is with HIV or Human immunodeficiency Virus. The two are very similar in how they are transmitted and also how they affect the body. It seems, though, that cats are better able to deal with the disease in terms of life expectancy after it has been contracted.

Contracting FIV is not a death sentence for a cat. In fact, most cats go on to live happy and healthy lives and carriers and transmitters for several years. FIV attacks the body much more slowly than HIV does. Transmission usually takes place in the form of deep bites or scratches, although other forms of transmission do occur, as traces of the virus are found in other areas of the body such as the vagina, the rectum, and the mouth.

The disease occurs in three stages: the Acute stage, the Subclinical stage, and the Chronic stage. The first stage, acute, happens immediately after transmission, during which time the cat experiences fever and depression. Once the cat has survived the first stage, it goes into the second stage, Subclinical, when the cat appears to be completely healthy for an extended period of time. At the third and final stage, Chronic, the cat suffers from the effects of the disease, developing one or several other nonrelated diseases that it would not have contracted were it able to maintain a healthy immune system.

Despite the fact that cats, especially those house kept, can survive for very long periods of time without treatment, many cat owners insist on treating the symptoms of their pet. A new treatment, released in 2006 and sold exclusively through, IMULAN Bio Therapeutics, LLC, has been developed to counter some of the internal symptoms of the disease, like anemia and thrombocytopenia, a small amount of blood platelets.

FIV affects the entire cat family and is found in numerous big cat species found all over Africa. It seems though that these cats have developed a certain evolutionary resistance to the disease over time. If you think your cat might have FIV, be sure to contact a veterinarian in your area. For more information, consult us at http://houstonveterinarianclinics.com/

Joseph Devine

You see a lot of Forex trading systems online that claim that there complicated mathematical formulas can beat the market but this is not true for one simple reason.

Fact – Forex markets do not move to a mathematical theory which you can predict forex price movement with and the rest of this article will explain why, give the proof and show you a better way to win with your forex trading strategy.

You will hear a lot of traders telling you maths works and that gurus theories such as Gann, Elliot and Fibonacci are scientific and mathematical ways of doing trading but the definition of a mathematical theory is:

It works ALL the time not now and again!

The theories just mentioned don’t and neither do any other mathematical theories – its rubbish to say forex markets move to mathematics.

You often see systems sold that say they work to complex mathematical algorithms or were devised by a wiz kid – but look at the track record and what do you see?

A made up track record in hindsight, using closing data and knowing everything that happened! Well that’s not hard to do, anyone can make a profit if they know tomorrows price today but that’s not real life. Real life is – trading without knowing the price.

The track records are simply bent to show a profit, on the data segment studied and the more it’s bent, the more unlikely it is to work in real time, as no two segments of data ever repeat exactly.

If You Want to Win at Forex Remember this:

The markets don’t move to some mystical law that repeats exactly – but they do move on probability and by trading high odds set ups, you may not win every time but you will win more than you lose and with sound money management you can win long term.

The key is to use a simple odds based method, as simple systems always work best, as they have fewer elements to break in the brutal world that is forex trading.

Think About this key Point

In 100 years despite all the advances in computers, forecasting and speed of communications, we have seen no increase in the number of winning traders and this goes to show that complicated mathematics and fancy theories do not increase the odds of success.

A Simple Way to Succeed

Success in forex trading is dependant on a simple robust forex trading system, combined with discipline and sound money management; this has always been so and always will be.

NEW! 2 X FREE ESSENTIAL TRADER PDFS ESSENTIAL FOREX TRADING COURSE

For free 2 x trading Pdf’s, with 50 of pages of essential info on how to Become a Forex Trader visit our website at: http://www.learncurrencytradingonline.com

This mysterious cat is originally from the country of Siam, now known as Thailand. Siamese cats were highly esteemed by generations of Siamese monarchs,
even to the extent that they resided in the royal palace. You wanna talk about the royalty of the cat world! They were trusted to protect the palace as well as monasteries from evil spirits and were also thought to bring good fortune.

In the year 1884, the first Siamese cats made their way to England when the current Monarch of Siam decided to gift them to a top general in the British Army. They made their way from there to America. The Siamese cat is now one of the most
recognized domestic cat breeds around. According to the Cat Fancy Association they are the single most popular shorthair cat and the 3rd most popular breed of cat overall.

Although this breed features a variety of different colors, there are some disagreements concerning what makes a true Siamese cat and what does not Still, these delightful felines are well known for bodies that are mostly light in color with darker areas called points. The darker points are generally (but not always) around the face, legs, feet and the tail.
Weighing in at between about 8 and 15 lbs, this blue eyed sensation of the cat world has 2 distinct body types.

The modern Siamese have long and elegant bodies with very refined tapering lines and wedge-shaped heads to match.

Conversely the traditional Siamese cat is a robust and round-headed creature with a muscular physique
These particular cats are as well-known for their distinct personalities as for their color points. They have a great talent for communicating with people that other cats simply do not have. If you like to come home to peace and quiet, then you may want to consider another cat altogether. These are the most social cats in existence.

Since Siamese cats believe the world revolves around them, they want lots and lots attention. They are also quite dependant on their human owners. They crave interaction and they really love their games! These cats are simply not meant to be left alone for too long.

While this cat may be high maintenance emotionally, they are generally not in any other area. For example they need only a minimum of grooming.

Because their coats are so close as to appear painted on, a gentle weekly brushing is usually enouph. Like all other types of cats, they have a few minor genetic faults, such as occasional crossed eyes and kinked tail, which are primarily cosmetic concerns.

In terms of life expectency, these cats are blessed with above-average life spans compared to other cats, generally between fiften to twenty years and sometimes longer. The reward for such a cat is well worth it as you can have a staunch supporter for a substantal amount of time.

Just imagine having a cat that can help teach your kids on the art of speech and then live long enough to see them go to college. For information on cats and cat nutrition visit Premium Cat Food from Life’s Abundance and learn more.

Ryan Joseph is a writer researcher. For more information visit http://www.dog-food-nutrition.com/

Organic foods have become more and more popular over the past couple decades. Even though its usually significantly more expensive, people still fork out the money. I’ve always assumed that most people do it for the health benefits. But lately there has been a growing market for clothing made from organically grown cotton. Obviously people aren’t buying these clothes for their health, unless they misunderstood what a ‘high-fiber diet’ means.

Organic Cotton: Good for the Earth

So, obviously the implications of organically grown cotton isn’t geared towards the body as much as it is geared towards the Earth. Organically grown cotton essentially refers to the way the cotton is grown and manufactured. Eco-friendly farmers try to find ways to limit the kinds of harmful chemicals that are put into the ground. Once those chemicals mix in with the soil, it effects future vegetation and animal life for years and years to come. The chemicals also find their way down into the water table (our natural fresh water supply deep down under the soil).

Substituting Chemicals with Brains

Instead of the lazy mainstream farming model where chemicals are used to maximize on profits, organic farmers substitute chemicals with innovation. Instead of using synthetic fertilizers which over time can throw off the soil’s PH and cause other problems for animals, organic farmers are using natural composting. Instead of pesticides which can throw off the food chain and effect larger animals, organic farmers are introducing beneficial insects and predators, and also using insect traps to pin-point a very small area for insect control. Instead of using harmful herbicides, organic farmers are coming up with innovative weeding techniques.

Market Driven Activism

The old model of standing on the street with signs just isn’t enough. The smart way to help people become aware of organic cotton is the capitalistic model. Many smart companies are jumping on the coat tails of the Earth-friendly trend. The more we support these farmers by spending money on organically grown cotton, the lower the prices will get and the smaller the human foot print will be on the Earth.

Cameron Postelwait is the admin for the forum about GoYin and works at Sewell Direct: a retailer of Organic Cotton Clothing

From early childhood and throughout the schooling system, we learn the “3R’s”: Reading, wRiting and aRithmetic – the science of numbers. (Nowadays, you need to add a fourth “R”- gRaphing!).
Later, we reach a certain level in our education where were may feel rightly or wrongly (often complacently) that our levels of mastering reading and writing are satisfactory.

However… What about numbers? Generally, we do not fully realize the extent to which numbers control and regulate our lives. We are all identified by innumerable numbers from birth to the very last moments of our lives. Just reflect only on some of our important dates: birth, starting school, finishing primary school, finishing secondary school, the admission to university and then also with every stage of our education imprinted with our marks, marks and marks (percentages!). Then other numbers: the first love (the date, some of us remember!), dates of: marriage, birth of children, the first work, salaries, divorce, then blood pressure, cholesterol and sugar levels, the first operation, the passing away (not yet?) and so on. These numbers are unique to you and unique to me. They all identify you and identify me.

Some numbers quantify information. These are essential to understanding facts, events, processes, laws etc… The US novelist, Nathanel West, 1903-1940, stated aptly: “Numbers constitute the only universal language”.

Studies have shown that even rhesus monkeys can understand the relation between numbers 1 to 9 i.e., they are able to judge whether the specified number is smaller or bigger than the other number.

So, what is the present state of arithmetic? Unfortunately, most of the people satisfy themselves on a very low level of its cognizance. (As an anecdote, I may tell you that I was approached by a lawyer who asked me: “I have to assign a plaintiff 15% of the amount demanded by defendant; how much is it?”). Most people fear numbers if they require any further calculations: making fractions, multiplying, using proportions or inverse proportions, converting to percentages or substituting to formulas. What are the implications of this fact? It often leads to impaired judgement of the average citizen regarding handling their home economics, investment and, as the case may be, the events in their own country and on our globe. As the citizens of a “global village”, we are all affected by events not only in our place or country but even in far-away-countries. Consider these numbers: people affected by HIV, bird flu, tsunami, price of a barrel of oil, tsunami in financial markets, increasing ozone hole, decreasing shoals of fish in oceans, decreasing number of polar bears, the increase in the average yearly temperature, increasing extinction of species of animals and plants. One can present endless number of examples.

The numbers can be puzzling, depressing, shocking, fascinating, mystifying or upsetting. Well, they can be… An educated, intelligent and honest person will perceive them this way. A Polish film director Jerzy Konwicki (renown for his “Ashes and Diamonds”) used to say: “only a cow does not care”.

True, a cow does not know, for example, about the “mad cow” disease and does not understand what it means that a certain percentage of cows are affected by foot-and-mouth disease and bluetongue virus. There are however, unfortunately, also some examples among educated as well as decision making persons, institutions and governments who do not care. They have dubious motives to ignore some numbers (and related facts) they do not like. What will be the consequences of their arrogance to human beings in the future? A Japanese proverb says that more intelligent are those who see further…

Below there are several examples of numbers compiled from the Internet, Time and Trumpet. They may not be exact; however you may find them interesting and worthy of your attention:

65 000 – estimated population of Africa’s black rhinos in 1970
3 600 – estimated population of Africa’s black rhino in 2007
2 000 000 000 000 USD – US cost of the wars in Iraq and Afghanistan, so far

3 500 000 – Jews murdered in Poland by German Nazis

32 000 000 – population of Poland before II WW; 24 000 000 after the war

1500 – new HIV infections a day in South Africa

1 000 000 – Americans killed yearly by heart attacks (cardiacnetwork.net)

7:2 – ratio of average number of TV sets to children in the USA

1500 – number of hours, the average USA teenager spends watching TV

67% – percentage of Australian and USA men are overweight

1 in 12- South Africans who had access to the Internet in 2007

15-30 000 000 – men suffering from erectile dysfunction (NIH, USA government statistics)

690 000 000 – number of Asians living on $1 or less per day (Asian Dev. Bank)

142.8 – number of women raped per 100 000 in South Africa; 150 per day

66 000 000 – number of people in the USA suffering with arthritis, the most common chronic health problem in the USA

3% – rate of the green gas increasing per year

7 600 000 – number of cancer death worldwide in 2007

5 200 000 – Americans suffer from full-blown diabetes and don’t know it…yet.

14 000 – dolphins killed annually in Japan

400 000 000 – number of people in the world suffering from depression and mental disorders (WHO).

Look again at the numbers. They alone are meaningless. However, together with the descriptive information, they carry powerful information, obviously to those who are intelligent enough to understand them. Unfortunately, it does not mean yet, that those who understand them and have authority to make decision/s to change some of the numbers/trends are willing to act…

Are you already feeling depressed? You should be… You are intelligent…
Till the next time… (2).

P.S.: While proofreading, my wife counsels me that I have omitted three other important R’s. During a whole life one should learn: Respect for self, Respect for others and Responsibility for your own actions. She is absolutely Right!

Wacek Kijewski is the author of stimulating and entertaining resource material on experimental science: “SI Units, Conversion and Measurement Skills” (the 2007 edition, IBN 0629340584, 186 pp, USD97. The book is recommended for students and lecturers science and engineering courses. Visit website: http://www.wacek.co.za and http://www.wacek.co.za/review.html Read seven reviews: UNESCO, UK, South Africa, Botswana, United States, Hungary. His other ezines:”The Travellers Temperature Tips”, “Is IQ a Metric Unit of Intelligence and…Stupidity”, “Al-Gebra and Illuminati Links Discovered”, “How to Measure Cultural Differences in Metric Units”, “The Traveller’s Temperature Predicaments (2). NB: The book is being sold by Amazon and other booksellers illegally.

As I casually strolled across the dingy Boston playing field on a brisk Sunday afternoon the winds began to whip through my jacket and the words watch your step scrolled across my mind as I carefully navigated through the debris that is a part of many urban ball fields , broken glass, geese droppings, etc. Wait a minute is that human feces? I finally made it to the sideline set up my portable sports chair and got ready to watch an M2Sports flag football game between the Giants and the Eagles. The only reason I was at this game was to watch my son Tony aka “Tadow” along with the rest of his Giant teammates “H8me, Sho Nuff, Killa, Toby, Javafi,Jeebies, El Negro, Phil, Cbert and P.T compete.

Before the game started the first thing I noticed was how diverse the teams were, there were men of all racial, social, religious and economic backgrounds playing side by side or as opposition. The formation of the league was the brainchild of Mario Lopez a Latino brother who had the vision to create a format where men can be men have fun, stay in shape and release the stress of daily living at least once a week and have the freedom to unleash their alter ego’s with names like K-Dogg, Speedy, Mr. Puerto Rico etc. It was great to see such a diverse collection of men gathered together.

The game finally began and immediately there was a lot of trash talking, this was my first time attending the games, so the language assault I experienced caught me off guard, I was sure someone was going to take the comments out of context and blows would be thrown, this was definitely not a PG-13 event and don’t get it twisted just because it’s a flag football league, this sports is not for little boys, hits on the sideline are legal and people can and do get cracked, much to the delight of the crowd on run backs or blocking at the line. Both teams spent a fair amount of time and energy trading verbal air assaults from ethnic put downs to the questioning of “Manhood” for everyone to hear and laugh at on the sidelines. The contest was intense and went back and forth the Giants scored first then the Eagles and this pattern lasted over two hours, until “Tadow” scored the game winning touchdown. What happened at the conclusion of the game is what really impressed me, I just knew that after all the jarring that took place the end of the game would be the opportunity for someone to over react to something that was said and blow it out of proportion, as I watched the teams walk toward each other at midfield, the teams simply shook hands, embraced, laughed, shared water and a genuine respect for their brothers after all it was just a game they left their differences on the football field.

At that very moment I pondered the following, why can’t these same men who represent something larger than themselves come together for a common cause away from the playing field and take that same passion and energy back to the community to help tear down the walls that separate us and make a difference? What is it that keeps our neighborhoods segregated once they exit the playing surface? After the games are over, the blacks will go their way and hang out with the blacks, the Latino’s will hang with the Latino’s and so on for the white males. It’s been said that sports serves as a microcosm of the larger society in many ways, but it’s ironic that the same people who can spend hours together as teammates or engaged in healthy competition go their separate ways and live in different worlds once the games end. Imagine how powerful it would be to see these same men standing side by side leading voter registration drives, mentoring programs, policing the block to make the hood safe, visiting classrooms, and juvenile detention centers. They would be excellent role models in demonstrating to our youth that beneath the obvious differences of color and race we can get along. On the playing fields diversity is what helps a team come together, the successful teams adopt the philosophy of inclusion and appreciation of variety and they figure out how to make those differences work together for a common goal, “winning”. Yet that same approach is rarely seen in other area’s politics, education, religion and employment to name a few.

Perhaps one day we will find a way to make society a microcosm of sports, rather than the other way around.

Tony Price

A Boston Based Collegaite Athletics Administrator and Head Basketball Coach. A Hall of Fame Inductee(Worcester State College) with 20 plus years experience as an athlete, coach, and administrator.

It time again to revisit alternative financing strategies for business owners needing money. Whether your business needs capital to grow, meet payroll, or to just simply survive, there are numerous alternatives for your company when banks so ‘NO’.

Personal loans are no longer viable options for business owners. Banks have tightened their purse strings on personal credit just as they have with business credit. This tightening typically does not have anything to do with the state of your credit or the value of your collateral. But more reflects their past indiscretions with their depositors’ money. Further, most business owners, over the last two or three years, have already encumbered all of their personal assets, leaving nothing of value to collateralize.

The following lists many alternatives that may still be available to your business. These alternatives allow business owners to capitalize on their previous hard work; be it from building relationships with suppliers and other business partners to closing sales and building a strong customer base:

Using Your Business Relationships!

Trade Credit: It never hurts to work with your suppliers. Ask for better terms; either more discounts or longer time for payment. Here you can reduce your overall costs or allow more time to collect money from your customer before payment is due to these suppliers. Now, your suppliers may baulk at this discussion as they are probably feeling the same pinch as you are. However, impress upon them that it does their business no good (short term or long-term) if you go out of business, have to cut back your standard orders, or are forced to find other suppliers who offer better terms.

In conjunction with trade credit, do all that you can to collect your receivables from your customers, as soon as possible. If your suppliers offer you discounts for early payment, offer the same to your customers (just maybe not at the same magnitude) or offer discounts for cash. This allows you to collect payments faster as well as reduce you costs by paying less for the goods you need to run your business. Just remember, in this type of economy, cash is king.

Using The Strength of Your Customers!

Receivables and/or Purchase Orders: If your business has accounts receivables sitting on its book just waiting to be collected, you maybe able to get cash for those assets NOW. There are cash advance companies (not banks) that specialize in purchasing your receivables. Companies like Bridgeport Capital Service, RTS Financial Services, or Paragon Financial Group. These companies will purchase your invoices for up to 90% of their amount. They will then work with your customers to collect these receivables (saving you both time and money on collection). When the invoices are paid, these companies will refund to you the remaining 10% of the invoice amount. This type of funding is great for struggling companies as these cash advance businesses will focus more on your customers’ credit and business strengths than your.

Many of these same companies will also finance your purchase orders. If you place an order with your suppliers and agree to pay for their goods over time, these cash advance companies will finance these agreements. This could allow your business the opportunity to take advantage of trade discounts (percentages off the purchase amount) as your company will have immediate cash to satisfy your supplier. This is very similar to having a line of credit with your bank but as an individual credit facility for each purchase.

Credit Cards: I not saying go out and get more credit cards. If your business accepts credit cards, there are companies (again, not banks) that may advance cash to your company based on your FUTURE credit card receipts. These facilities are only paid back when your business generates credit card sales. Thus, if you have a slow month, you are not stuck with a huge monthly loan payment. As your credit card sales ebb and flow, your repayment of these advances will ebb and flow in tandem.

Using Your Character!

Need just a small amount of cash to get you by? Try social lending sites like All World Private Funding!, Zopa, Prosper, or Lending Club. These sites create peer-to-peer lending in which ordinary people, who have additional cash, can review your request and contribute to the funding of your loan. The benefits of these programs include getting the money you need, possible lower rates and better terms than most banks offer, and you get to tell your story directly to the lenders.

Similarly, there is Micro-Credit companies. The largest in the US and around the world is ACCION USA. Micro-finance companies limit their total out lay to a maximum of $25,000 per loan. However, most micro-credit funders like to build relationships first with their borrowers. Thus, they may only approve smaller amounts in the beginning and increase your loan amount as you pay back each facility. These companies will also work with startup firms or those that have been turned down by traditional banks and other financial institutions.

Never forget your friends and family. These are the people who know you best and may better understand what you are trying to do with your business. There are many cons with borrowing money from those closest to you but new companies like Virgin Money will help you manage this new relationship. Companies like Virgin will help you keep everything in a business like manner.

Now, while there is a lot of focus these days on traditional banks, most communities also have Credit Unions. Credit Unions are not-for-profit organizations. Thus, they do not have to worry about Wall Street or shareholders. While the majority of Credit Unions have yet to fully adopt commercial lending departments, they should have lending programs in place that will meet your business needs.

Some of these alternative options maybe a little more expensive, overall, then having a single credit facility with a bank. But, they are a sure fire way of leading your company through our current credit drought. The key to success is to do your homework. Find the program that best fits your needs and that will provide the greatest benefit at the lowest cost to your business. Some business owners tend to panic a bit when they begin to feel the credit pinch. It is only natural as raising money for your business is time consuming, time that can hardly be spared in these trying times. But, remember to think about the long term. Don’t just settle on the first source that gets approved, find the best fore you. Be diligent!

Joseph Lizio holds A MBA in Finance and is founder and owner of http://www.businessmoneytoday.com

You can of course buy one of the heavily advertised automated forex trading systems online – but this one is simple to understand, free and made savvy traders millions and all you need to know about it is enclosed…

Let’s start with the ones you can buy and most have nothing to offer apart from fancy packaging and hyped copy, to appeal to greed.

They lack the basic requirement you need and that’s having made a profit. Check the track records and there normally just paper simulations done backwards!

Well that’s not real dollars and if you want a robot you want one that’s Made real dollars and the free one we are going to look at has.

Real Profits for Over 20 Years

The system has been used since the late seventies by serious traders and was devised by Richard Donchian who is considered the grandfather of trend following.

He left some great free info for traders to use and his 4 Week Rule automated trading system, is simple – but don’t believe it doesn’t make profits it has and still does. Let’s take a look at it.

The Rule

This is a one rule trading system which holds a position in the market at all times and this is the rule to execute your trading signals to.

Buy a new 4 week calendar high and reverse this position to a short position on a new 4 week calendar low – that’s the rule and it’s very simple!

Now you may be saying that’s too simple to work but all the best forex trading systems are simple but it works on logic which is valid and here it is.

Trade Breakouts

Almost all the big trends start or continue from new market highs or lows and by getting in on them, you are getting in on the big trends.

Currencies Trend Long Term

They reflect the underlying health of the country they represent so this means long trends of months or years and this system will get you a good chunk of the profits they produce.

You then have a couple of other very important advantages:

- Its objective you don’t have to think about the signal you just do it

- Its extremely time efficient and only takes about 15 minutes a day

So is the system perfect?
Of course not all systems have a weakness and this one is no exception.

When currencies don’t trend, it will generate losing signals but you can add a filter and exit on a one or two week high or low, go flat and wait for the next signal or you can use a short term moving average. This smoothes the equity curve but whichever way you choose long term this system makes profits.

The best forex trading systems are simple and this one is and don’t believe the vendors who try and sell you software with fancy names, clever packaging and a made up track record, go for the real deal and that’s a system, that’s still used after 25 years and is at the heart of many a successful forex trading strategy.

You don’t get much for free in life but Richard Donchian has left something for free, that is valuable, easy to understand and can help any trader seek currency trading success in just 15 minutes a day.

NEW! 2 X FREE ESSENTIAL TRADER PDFS
ESSENTIAL FOREX TRADING COURSE

For free 2 x trading Pdf’s and more on the best FREE Forex Trading System and an exclusive risk free Currency trading Course visit our website.

These trends relate to the increasing cost of retirement which in turn is linked to longer life expectancy and the effects of a massive ageing population.

Firstly, as we know, most major employers are moving away from the final-salary pension schemes of old. The promises made by employers are proving to be very expensive to keep and as such, current corporate management is trying to lower or remove this burden.

The second major trend is the devaluing of state retirement benefits. Of course, this differs from country to country, but the trend is for pensioners to receive less, not more benefits.

Whilst the masses appear to be completely unaware of this trend, the clock to retirement age is ticking and each passing month without action is one less in which preparation can be made.

Suddenly, investors need to decide whether they want to focus on alpha or beta. For the lay person, this means either trusting in the skill of an investment management to outperform the market, or, relying on the market and investing passively in an index. This is a very difficult call to make.

Should an investor stick with the more traditional unit linked funds investing on the stock exchange and bond markets, or look to more adventurous areas such as hedge funds, property and commodities? Can an investor protect themselves from the potential swings in the market by diversification?

For those that wish to avoid the complexities and rely on a managed fund, choosing a manager can be hard to do. Even the legendary Bill Miller who had beated the S&P 500 for an incredible 15 consecutive years has just had 2 poor years in a row.

In fact, the average US mutual fund investor averages much lower returns than are possible. This is in part due to the unfortunate habit of private investors to jump onto an investment bandwagon and buy into hot funds at the top of the market. Some studies suggest that this causes most investors to earn a massive five percent less each year than the S&P 500 index.

Such mistakes are primarily due to a lack of understanding. Private investors often lack economic, business, political, financial or stock exchange knowledge – and this can prove to be very expensive. This – of course – is understandable. Not everyone has the desire or capacity to become an expert in economics or geopolitics. And yet, this is what these changes essentially require. At the most extreme, this may prove to be the difference between a prosperous or a poor old age.

All these things really prove is that the private investor needs to understand the stock exchange and it’s workings more and more – and that an ever greater number of people need to become private investors. This will be a massive change in how individuals are responsible for their own affairs.

Stuart Langridge is a financial advisor and personal finance columnist. He shows people why they need to invest on the stock exchange and why we all need to Invest on the stock exchange for a more comfortable retirement.