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The best laptop computers are listed here according to what consumers say are the best laptops…

1. Best Laptop Computer #1: Apple MacBook MA700LL/A 13.3″ Notebook PC (2.0 GHz Intel Core 2 Duo, 1 GB RAM, 80 GB Hard Drive, SuperDrive) – White

• Product Description: Why just notebook? The world and cyberworld seems brighter when you’ve MacBook. The most advanced and affordable Mac notebook ever gives you a blazingly fast mobile architecture in a beautiful design that costs less than slower, clunkier models. It’s like getting a sports car for the price of a scooter. Talk about performance, MacBook’s powered with an Intel Core 2 Duo processor with speeds revving up to 2.0GHz. Thanks to a 13.3-inch glossy widescreen display, MacBook provides the perfect combination of pixels and portability. Built-in wireless capability of MacBook puts the world back in World Wide Web. If there’s a wireless hot spot nearby, you can get online. No need to waste valuable surfing time configuring your computer. Just open it up. MacBook automatically detects wireless networks within range and asks nicely if you’d like to join any of them. That’s it. Catch up on your blog, share this weekend’s trip as a Photocast, or just chat with your friends. With built-in utility software to help make living easier and funnier, the MacBook MA700LL/A helps the business and joys that embrace who you are and aspire to be. Your MacBook comes with 90 days of free telephone support and a one-year limited warranty. SuperDrive DVD Writer – (write) up to 2.4x DL DVD+R, 6x DVD-R/+R, 4x DVD-RW/+RW, 24x CD-R, and 10x CD-RW / Read up to 8x DVD-ROM and 24x CD-ROM Intel GMA 950 Graphics Processor with 64MB of Memory (memory is taken from the main system) Built-in 802.11g Wi-Fi AirPort Extreme Adapter Built-in Bluetooth 2.0+ Enhanced Data Rate (EDR) Built-in iSight Camera and Omnidirectional Microphone Built-in Stereo Speakers Ports – 2 USB 2.0, 1 FireWire 400, 1 10/100/1000 Gigabit Ethernet, Combined Optical Digital Audio In/Line-In, Combined Optical Digital Audio Out/Headphone Out Color – White Unit Dimensions – 1.08 (h) x 12.78 (w) x 8.92 (d); Unit Weight – 5.2 lbs. Up to 6 hours use per charge.”
• To see picture and get more info:

2. Best Laptop Computer #2: Apple iBook Notebook 14.1″ M9848LL/A (1.42 GHz PowerPC G4, 512 MB DDR SDRAM, 60 GB Hard Drive, SuperDrive)

• Product Description: “Includes: lithium ion battery, AC adapter, VGA adapter, Mac OS X 10.4 Tiger, iLife ’05, Safari, Sherlock, iSync, iCal, AppleWorks, Quicken 2005 for Macintosh, & more. Apple 14.1″ iBook G4 Notebook Computer – This lightweight (a mere 5.9 lbs.) notebook computer features a powerful 1.42GHz PowerPC G4 processor and 512MB of PC2700 DDR SDRAM. An impressive 1-2 punch that can handle your everyday applications, as well as your more demanding programs – like graphical and video editing or games. Being a great mobile computer has it’s drawbacks though – you’ll want to take it everywhere, which can increase the odds of your iBook getting a few bumps and bruises. Not to worry though, because Apple has you covered. The built-in Sudden Motion Sensor senses changes in the iBook’s axis position, as well as accelerated movement. So if you drop it, the hard drive heads are instantly parked, protecting your data. When the iBook is level, the hard drive is automatically released for normal operation. Those are just a few of the many features this iBook has in store for you. Take a look at what else it has to offer: 60GB ATA/100 4200RPM HDD Slot-Loading SuperDrive – up to 8x DVD-R, 8x DVD+R, 4x DVD-RW, 4x DVD+RW, 24x CD-R, 16x CD-RW, 8x DVD-ROM, & 24x CD-ROM 14.1 XGA Display Native Resolution – 1024×768 ATI Mobility Radeon 9550 graphics with 32MB of dedicated DDR SDRAM Built-in 54 Mbps AirPort Extreme 802.11b/g Wi-Fi Wireless Network Adapter Built-in Bluetooth 2.0+EDR Support 1 FireWire 400 Port (up to 400 Mbps) 2 USB 2.0 Ports (up to 480 Mbps) 10/100 Ethernet VGA Video Out (with included adapter) S-Video & Composite Video Out (requires optional adapter) Built-in 56k v.92 Modem.”

3. Best Laptop Computer #3: Sony VAIO VGN-C240E/B 13.3″ Notebook PC (Intel Core 2 Duo T5500 1.66 GHz Processor, 2 GB RAM, 160 GB Hard Drive, DVD RW Drive, Vista Premium)

• Price: $1,449.99
• Product Description: “More than just good looking, the VAIO C240E/B has the heart of a champion backed by an Intel Core 2 Duo processor, DVD Writer and Energy Saving 13.3-inch Widescreen LCD with XBrite-ECO Technology. Enjoy the freedom and flexibility of integrated Wireless LAN and extended battery life to bring the Internet to you anywhere in your house. This 5.07 pounds lightweight mobile PC also comes with Windows Vista Home Premium operating system making content management a breeze and an easy way to enjoy your digital entertainment on-demand. 2GB (1GBx2) PC2-4200 DDR2 533MHz Max Memory 160GB Serial ATA 5400rpm Hard Drive Optical Drive – 4x DVD+-R Double Layer, 8x Write DVD+-R, 6x DVD+-RW, 24x Write CD-R/RW, 24x Read CD, 8x Read DVD, 5x Read and Write DVD-RAM Multimedia Card Reader – ExpressCard 34 Slot 5-in-1 Memory Card Adapter supporting Memory Stick, Memory Stick(R) PRO, Secure Digital, xD Picture Card and Multimedia Card (MMC) Windows Sound System 13.3-inch 1280×800 XBrite-ECO WXGA LCD Technology Intel Graphics Media Accelerator 950 224MB Video RAM VGA Out with Smart Display Sensor Interface Ports – Ethernet Port, Headphone Jack, 4-Pin iLink Interface, Memory Stick(R) Media Slot, Modem, Microphone, Port Replicator Connector, S-Video Output, 2 USB 2.0 Port, VGA Output and DC-in Operating System – Microsoft Windows Vista Home Premium Dimensions – Width 12.98 x Height 1.47 x Depth 9.28 inches Weight – 5.07 pounds Note – When you first turn this machine on, you will have to wait ONLY 5-6 minutes before you use Windows Vista.”

Visit http://www.top-10-gift-ideas.com to see more top rated products and gifts. All have been rated excellent by consumers.

As I casually strolled across the dingy Boston playing field on a brisk Sunday afternoon the winds began to whip through my jacket and the words watch your step scrolled across my mind as I carefully navigated through the debris that is a part of many urban ball fields , broken glass, geese droppings, etc. Wait a minute is that human feces? I finally made it to the sideline set up my portable sports chair and got ready to watch an M2Sports flag football game between the Giants and the Eagles. The only reason I was at this game was to watch my son Tony aka “Tadow” along with the rest of his Giant teammates “H8me, Sho Nuff, Killa, Toby, Javafi,Jeebies, El Negro, Phil, Cbert and P.T compete.

Before the game started the first thing I noticed was how diverse the teams were, there were men of all racial, social, religious and economic backgrounds playing side by side or as opposition. The formation of the league was the brainchild of Mario Lopez a Latino brother who had the vision to create a format where men can be men have fun, stay in shape and release the stress of daily living at least once a week and have the freedom to unleash their alter ego’s with names like K-Dogg, Speedy, Mr. Puerto Rico etc. It was great to see such a diverse collection of men gathered together.

The game finally began and immediately there was a lot of trash talking, this was my first time attending the games, so the language assault I experienced caught me off guard, I was sure someone was going to take the comments out of context and blows would be thrown, this was definitely not a PG-13 event and don’t get it twisted just because it’s a flag football league, this sports is not for little boys, hits on the sideline are legal and people can and do get cracked, much to the delight of the crowd on run backs or blocking at the line. Both teams spent a fair amount of time and energy trading verbal air assaults from ethnic put downs to the questioning of “Manhood” for everyone to hear and laugh at on the sidelines. The contest was intense and went back and forth the Giants scored first then the Eagles and this pattern lasted over two hours, until “Tadow” scored the game winning touchdown. What happened at the conclusion of the game is what really impressed me, I just knew that after all the jarring that took place the end of the game would be the opportunity for someone to over react to something that was said and blow it out of proportion, as I watched the teams walk toward each other at midfield, the teams simply shook hands, embraced, laughed, shared water and a genuine respect for their brothers after all it was just a game they left their differences on the football field.

At that very moment I pondered the following, why can’t these same men who represent something larger than themselves come together for a common cause away from the playing field and take that same passion and energy back to the community to help tear down the walls that separate us and make a difference? What is it that keeps our neighborhoods segregated once they exit the playing surface? After the games are over, the blacks will go their way and hang out with the blacks, the Latino’s will hang with the Latino’s and so on for the white males. It’s been said that sports serves as a microcosm of the larger society in many ways, but it’s ironic that the same people who can spend hours together as teammates or engaged in healthy competition go their separate ways and live in different worlds once the games end. Imagine how powerful it would be to see these same men standing side by side leading voter registration drives, mentoring programs, policing the block to make the hood safe, visiting classrooms, and juvenile detention centers. They would be excellent role models in demonstrating to our youth that beneath the obvious differences of color and race we can get along. On the playing fields diversity is what helps a team come together, the successful teams adopt the philosophy of inclusion and appreciation of variety and they figure out how to make those differences work together for a common goal, “winning”. Yet that same approach is rarely seen in other area’s politics, education, religion and employment to name a few.

Perhaps one day we will find a way to make society a microcosm of sports, rather than the other way around.

Tony Price

A Boston Based Collegaite Athletics Administrator and Head Basketball Coach. A Hall of Fame Inductee(Worcester State College) with 20 plus years experience as an athlete, coach, and administrator.

General

Forex Easy Cash – The name itself suggests that this could be one of the programs that could allow you to make money off Forex Markets rather easily! Lot of techniques explained in this program, can be very helpful for beginners. Trust me, as a newbie to the world of Forex trading, you would be at a loss of ideas on how to step ahead. It is here that Chris Williams has decided to help out. With his experience in Forex Trading, he has designed a program that would benefit newcomers for them to make money off the Forex Markets. More than anything, a good amount of knowledge and experience in Forex Markets is guaranteed.

The Forex Easy Cash has been voted “Decent” by a lot of people who have used this product. While they vote customer service as one of the major area of opportunity, they say that using Forex Easy Cash is relatively risk-free. All instructions are well explained and the program works amazingly well.

A lot of people though have not had an impressive run with this software. On the other hand, some have appreciated the simple nature on which the program works. Mostly these are beginners who are looking out for some information and knowledge to help them trade in Forex Markets. This product has a 90-day money back guarantee. The best you could do is – Buy this product, and if you are not satisfied return it (Within 90 days of purchase of course).

Content

This course starts with an education given to the readers on the risks and the prospects of Forex Trading in detail. As a beginner to Forex Trading, you may not all these details completely as yet. Chris Williams transitions you then into the various terminologies normally used in Forex Trading. This is where you gain a lot of information, something that could be useful for you when you start using the program. Trust this program to be used pretty regularly by a person who buys it, and to use it knowledge of the terminologies is important.

Do you have any experience in the Forex Markets at all? If you do not have the experience, no problem as Chris’ book takes you through information in detail that will more than help you in understanding the dynamics of Forex Markets. Pictorial representation of the content enables easier understanding of the content. With such a feature, you would never complain of not understanding content, even if you were a beginner.

The expert advisor software is a great tool that automates the process of determining and evaluating market conditions. Please note doing these is important for a successful Forex Trade. Additionally, the software itself provides a lot of content that can only help you in your Forex Trading efforts. Installing this software is rather easy! All you have to do is download the software on to your personal computer or laptop just the one time when you have purchased the product. Easy instructions and easy-to-understand content provided in this program will never get you seeing the other way with this system in front of you.

Effectiveness

Some aspects like the usage of the program and the user interface still need to be worked on. While these remain as areas of opportunities for the product, one cannot challenge the results using this product gives to its users. With that being said, some people have had some issues getting familiar with the user interface, something that must be looked into rather soon.

With the Forex Easy Cash software, one thing is taken – You can get results if and only if, you are willing to spend some time. You should be able to devote at least 1-2 hours at the start to ensure grasp all what’s been told to you. Importantly, you should want to learn the tips of the Forex Markets. Remember, if you are new to Forex markets, there is still some way for you to go before you get 100% knowledge on the market dynamics. And while you learn, the expert advisor software makes it easy for you in taking decisions by cutting down a lot of risks that are associated with Forex trading. A combination of how much you are willing to learn and the easy execution done by the expert advisor software will be good enough for you to get earning money off the Forex markets.

It surely is not one of the most sophisticated software to use in the market. One thing is for sure though – It is highly effective when it comes to Forex Trading! With that being said, please note you may have some initial difficulty getting used to the software. Spend some time with the software, and I am sure you would get used to the software.

Rating: 8/10

Is Forex Easy Cash the best Forex manual out there? Go NOW to our review of some of the most popular forex trading strategies out there. Do they offer real value or are they just a waste of time and money?

It seems like all you hear about these days is how people are going crazy over these forex robots that have become so en vogue. But do they actually work? Think about it! In all this time that you’ve read about them in forums, chat rooms, etc….. have you ever know anybody who had success with them trading in a real (not demo) account? My guess is you haven’t.

Have you ever noticed that the ones you do hear about having success in the demo accounts, the moment they are traded on a real account with real money, the account crashes. Funny how that works, huh?

The fact is that I, not only wouldn’t trust the robot to trade for me, but I wouldn’t trust the broker I am using the forex robot on. Forex brokers (all brokers for that matter) are renowned for their questionable trading policies (e.g. hunting for stop losses), so you could imagine all the questionable tactics they could use on trading robot, which is something you have no control over.

Also, the fact that some automated system can tell you where the market is going to go is absurd. The market is too complicated for a machine to follow blindly based on the parameters of the developer. You think a forex robot has any idea what to do if the Fed comes out and lowers interest rates by half of a point instead of a quarter of a point. It would have no idea. This is something that they just cannot simulate.

John Templeton has been a successful forex trader after learning how to trade price action. Once he understood that all he needed to trade forex was on a plain chart with no indicators, his profits soared. You too could learn how to trade.

You see a lot of Forex trading systems online that claim that there complicated mathematical formulas can beat the market but this is not true for one simple reason.

Fact – Forex markets do not move to a mathematical theory which you can predict forex price movement with and the rest of this article will explain why, give the proof and show you a better way to win with your forex trading strategy.

You will hear a lot of traders telling you maths works and that gurus theories such as Gann, Elliot and Fibonacci are scientific and mathematical ways of doing trading but the definition of a mathematical theory is:

It works ALL the time not now and again!

The theories just mentioned don’t and neither do any other mathematical theories – its rubbish to say forex markets move to mathematics.

You often see systems sold that say they work to complex mathematical algorithms or were devised by a wiz kid – but look at the track record and what do you see?

A made up track record in hindsight, using closing data and knowing everything that happened! Well that’s not hard to do, anyone can make a profit if they know tomorrows price today but that’s not real life. Real life is – trading without knowing the price.

The track records are simply bent to show a profit, on the data segment studied and the more it’s bent, the more unlikely it is to work in real time, as no two segments of data ever repeat exactly.

If You Want to Win at Forex Remember this:

The markets don’t move to some mystical law that repeats exactly – but they do move on probability and by trading high odds set ups, you may not win every time but you will win more than you lose and with sound money management you can win long term.

The key is to use a simple odds based method, as simple systems always work best, as they have fewer elements to break in the brutal world that is forex trading.

Think About this key Point

In 100 years despite all the advances in computers, forecasting and speed of communications, we have seen no increase in the number of winning traders and this goes to show that complicated mathematics and fancy theories do not increase the odds of success.

A Simple Way to Succeed

Success in forex trading is dependant on a simple robust forex trading system, combined with discipline and sound money management; this has always been so and always will be.

NEW! 2 X FREE ESSENTIAL TRADER PDFS ESSENTIAL FOREX TRADING COURSE

For free 2 x trading Pdf’s, with 50 of pages of essential info on how to Become a Forex Trader visit our website at: http://www.learncurrencytradingonline.com

As you know, the markets aren’t good right now. People are scared. Every day we watch wild swings and it’s all we can do as investors not to dig a hole in our backyards and bury our money. But not all markets are bad. Many investors are turning to the foreign exchange commonly know as Forex for profit opportunities.

If you don’t have a lot of experience with Forex the trouble is conquering the learning curve. But there are ways to master the learning curve easily and quickly, in fact, you can do it immediately and that starts with a Forex trading robot, bot for short.

What are Forex Robots?

Put simply: a Forex bot is mathematical software that scans the foreign exchange for profit opportunities and makes trades on your behalf. A Forex bot can do the work of a hundred individual stock brokers. Brokers would have to spend hundreds of man hours scanning through mountains of financial to find quality stock picks guaranteed to earn investors a profit. A Forex trading bot runs on your machine and does the same work of a hundreds brokers and does it in a fraction of the time. You can turn it on and do other things while your robot does the picking and trading work for you.

Do Forex Robots really work?

Yes, they work. However, be careful. They are some bad Forex bots out there. I link to one of the top bots out there at the end of this article. I’ve fully tested it with success. It works. But don’t take my word for it. Try the demo version and run some hypothetical picks in demo mode. Would you have made money? Run test picks for a couple weeks and discover your success rate. Is it high? If so, you now know your Forex bot works.

Is this expensive?

No. It used to be. In fact, stock pick software used to be so costly only the biggest investment and trading firms could afford to have it. Thanks to the internet and a dedicated group of traders who are also programmers the Forex bot can be had for about the cost of dinner and drinks. It’s cheap and well worth the investment because Forex bots work so efficiently and with so much success.

Discover more about Forex Trading Bots right now. You can start earning profit immediately. http://www.pagex.com/forex-bot

The fastest way to achieved financial freedom is to create a second stream of income that generates money for you automatically. If you can create this kind of second income, you are able to leave your 9 to 5 and create multiple stream of income, and then you are well on your way to achieved financial freedom. In this article, we focus on in creating a steady and consistent second stream of income with the use of an automated forex trading systems.

An automated forex trading system is a system that automatically generates consistent profitable trades for you. In other words, you spend a few minutes setting it up, and spend the rest of the day creating or accumulating more assets for you goal in reaching financial freedom.

There are many automated forex trading systems out there, and it is up to you to find one that makes consistent profit. While an automated forex trading system is fairly cheap, most systems out there is inconsistent and most likely a scam.

To filter out the bad ones from the good ones, we need to take advantage of their money back guarantee. Most good systems offers up to 60 day money back guarantee policy. And most of the system can be used on a demo account (fake money) to test if it makes consistent profit. What you can do is, get a system that you are interested in, use it on a demo account and see if it makes considerable amount of money before the 60 days money back guarantee are up. Worst case scenario is it does not make you thousands of dollars; you simply return it and get your money back. Best case scenario is it makes you thousands of dollars with little to no work in your part. The plan is foolproof.

In fact there are many people are currently sitting at home with their family, and enjoying their life like it should, without any worries of going back to their 9 to 5 routine. The one thing these people have in common is, they made a wise choice and more importantly took action to reach their financial goal. What about you?

For a complete review of the best and proven forex trading systems, all you need to do is click here

From early childhood and throughout the schooling system, we learn the “3R’s”: Reading, wRiting and aRithmetic – the science of numbers. (Nowadays, you need to add a fourth “R”- gRaphing!).
Later, we reach a certain level in our education where were may feel rightly or wrongly (often complacently) that our levels of mastering reading and writing are satisfactory.

However… What about numbers? Generally, we do not fully realize the extent to which numbers control and regulate our lives. We are all identified by innumerable numbers from birth to the very last moments of our lives. Just reflect only on some of our important dates: birth, starting school, finishing primary school, finishing secondary school, the admission to university and then also with every stage of our education imprinted with our marks, marks and marks (percentages!). Then other numbers: the first love (the date, some of us remember!), dates of: marriage, birth of children, the first work, salaries, divorce, then blood pressure, cholesterol and sugar levels, the first operation, the passing away (not yet?) and so on. These numbers are unique to you and unique to me. They all identify you and identify me.

Some numbers quantify information. These are essential to understanding facts, events, processes, laws etc… The US novelist, Nathanel West, 1903-1940, stated aptly: “Numbers constitute the only universal language”.

Studies have shown that even rhesus monkeys can understand the relation between numbers 1 to 9 i.e., they are able to judge whether the specified number is smaller or bigger than the other number.

So, what is the present state of arithmetic? Unfortunately, most of the people satisfy themselves on a very low level of its cognizance. (As an anecdote, I may tell you that I was approached by a lawyer who asked me: “I have to assign a plaintiff 15% of the amount demanded by defendant; how much is it?”). Most people fear numbers if they require any further calculations: making fractions, multiplying, using proportions or inverse proportions, converting to percentages or substituting to formulas. What are the implications of this fact? It often leads to impaired judgement of the average citizen regarding handling their home economics, investment and, as the case may be, the events in their own country and on our globe. As the citizens of a “global village”, we are all affected by events not only in our place or country but even in far-away-countries. Consider these numbers: people affected by HIV, bird flu, tsunami, price of a barrel of oil, tsunami in financial markets, increasing ozone hole, decreasing shoals of fish in oceans, decreasing number of polar bears, the increase in the average yearly temperature, increasing extinction of species of animals and plants. One can present endless number of examples.

The numbers can be puzzling, depressing, shocking, fascinating, mystifying or upsetting. Well, they can be… An educated, intelligent and honest person will perceive them this way. A Polish film director Jerzy Konwicki (renown for his “Ashes and Diamonds”) used to say: “only a cow does not care”.

True, a cow does not know, for example, about the “mad cow” disease and does not understand what it means that a certain percentage of cows are affected by foot-and-mouth disease and bluetongue virus. There are however, unfortunately, also some examples among educated as well as decision making persons, institutions and governments who do not care. They have dubious motives to ignore some numbers (and related facts) they do not like. What will be the consequences of their arrogance to human beings in the future? A Japanese proverb says that more intelligent are those who see further…

Below there are several examples of numbers compiled from the Internet, Time and Trumpet. They may not be exact; however you may find them interesting and worthy of your attention:

65 000 – estimated population of Africa’s black rhinos in 1970
3 600 – estimated population of Africa’s black rhino in 2007
2 000 000 000 000 USD – US cost of the wars in Iraq and Afghanistan, so far

3 500 000 – Jews murdered in Poland by German Nazis

32 000 000 – population of Poland before II WW; 24 000 000 after the war

1500 – new HIV infections a day in South Africa

1 000 000 – Americans killed yearly by heart attacks (cardiacnetwork.net)

7:2 – ratio of average number of TV sets to children in the USA

1500 – number of hours, the average USA teenager spends watching TV

67% – percentage of Australian and USA men are overweight

1 in 12- South Africans who had access to the Internet in 2007

15-30 000 000 – men suffering from erectile dysfunction (NIH, USA government statistics)

690 000 000 – number of Asians living on $1 or less per day (Asian Dev. Bank)

142.8 – number of women raped per 100 000 in South Africa; 150 per day

66 000 000 – number of people in the USA suffering with arthritis, the most common chronic health problem in the USA

3% – rate of the green gas increasing per year

7 600 000 – number of cancer death worldwide in 2007

5 200 000 – Americans suffer from full-blown diabetes and don’t know it…yet.

14 000 – dolphins killed annually in Japan

400 000 000 – number of people in the world suffering from depression and mental disorders (WHO).

Look again at the numbers. They alone are meaningless. However, together with the descriptive information, they carry powerful information, obviously to those who are intelligent enough to understand them. Unfortunately, it does not mean yet, that those who understand them and have authority to make decision/s to change some of the numbers/trends are willing to act…

Are you already feeling depressed? You should be… You are intelligent…
Till the next time… (2).

P.S.: While proofreading, my wife counsels me that I have omitted three other important R’s. During a whole life one should learn: Respect for self, Respect for others and Responsibility for your own actions. She is absolutely Right!

Wacek Kijewski is the author of stimulating and entertaining resource material on experimental science: “SI Units, Conversion and Measurement Skills” (the 2007 edition, IBN 0629340584, 186 pp, USD97. The book is recommended for students and lecturers science and engineering courses. Visit website: http://www.wacek.co.za and http://www.wacek.co.za/review.html Read seven reviews: UNESCO, UK, South Africa, Botswana, United States, Hungary. His other ezines:”The Travellers Temperature Tips”, “Is IQ a Metric Unit of Intelligence and…Stupidity”, “Al-Gebra and Illuminati Links Discovered”, “How to Measure Cultural Differences in Metric Units”, “The Traveller’s Temperature Predicaments (2). NB: The book is being sold by Amazon and other booksellers illegally.

The best laptop computers are listed here according to what consumers say are the best laptops…

1. Best Laptop Computer #1: Apple MacBook MA700LL/A 13.3″ Notebook PC (2.0 GHz Intel Core 2 Duo, 1 GB RAM, 80 GB Hard Drive, SuperDrive) – White

• Product Description: Why just notebook? The world and cyberworld seems brighter when you’ve MacBook. The most advanced and affordable Mac notebook ever gives you a blazingly fast mobile architecture in a beautiful design that costs less than slower, clunkier models. It’s like getting a sports car for the price of a scooter. Talk about performance, MacBook’s powered with an Intel Core 2 Duo processor with speeds revving up to 2.0GHz. Thanks to a 13.3-inch glossy widescreen display, MacBook provides the perfect combination of pixels and portability. Built-in wireless capability of MacBook puts the world back in World Wide Web. If there’s a wireless hot spot nearby, you can get online. No need to waste valuable surfing time configuring your computer. Just open it up. MacBook automatically detects wireless networks within range and asks nicely if you’d like to join any of them. That’s it. Catch up on your blog, share this weekend’s trip as a Photocast, or just chat with your friends. With built-in utility software to help make living easier and funnier, the MacBook MA700LL/A helps the business and joys that embrace who you are and aspire to be. Your MacBook comes with 90 days of free telephone support and a one-year limited warranty. SuperDrive DVD Writer – (write) up to 2.4x DL DVD+R, 6x DVD-R/+R, 4x DVD-RW/+RW, 24x CD-R, and 10x CD-RW / Read up to 8x DVD-ROM and 24x CD-ROM Intel GMA 950 Graphics Processor with 64MB of Memory (memory is taken from the main system) Built-in 802.11g Wi-Fi AirPort Extreme Adapter Built-in Bluetooth 2.0+ Enhanced Data Rate (EDR) Built-in iSight Camera and Omnidirectional Microphone Built-in Stereo Speakers Ports – 2 USB 2.0, 1 FireWire 400, 1 10/100/1000 Gigabit Ethernet, Combined Optical Digital Audio In/Line-In, Combined Optical Digital Audio Out/Headphone Out Color – White Unit Dimensions – 1.08 (h) x 12.78 (w) x 8.92 (d); Unit Weight – 5.2 lbs. Up to 6 hours use per charge.”
• To see picture and get more info:

2. Best Laptop Computer #2: Apple iBook Notebook 14.1″ M9848LL/A (1.42 GHz PowerPC G4, 512 MB DDR SDRAM, 60 GB Hard Drive, SuperDrive)

• Product Description: “Includes: lithium ion battery, AC adapter, VGA adapter, Mac OS X 10.4 Tiger, iLife ’05, Safari, Sherlock, iSync, iCal, AppleWorks, Quicken 2005 for Macintosh, & more. Apple 14.1″ iBook G4 Notebook Computer – This lightweight (a mere 5.9 lbs.) notebook computer features a powerful 1.42GHz PowerPC G4 processor and 512MB of PC2700 DDR SDRAM. An impressive 1-2 punch that can handle your everyday applications, as well as your more demanding programs – like graphical and video editing or games. Being a great mobile computer has it’s drawbacks though – you’ll want to take it everywhere, which can increase the odds of your iBook getting a few bumps and bruises. Not to worry though, because Apple has you covered. The built-in Sudden Motion Sensor senses changes in the iBook’s axis position, as well as accelerated movement. So if you drop it, the hard drive heads are instantly parked, protecting your data. When the iBook is level, the hard drive is automatically released for normal operation. Those are just a few of the many features this iBook has in store for you. Take a look at what else it has to offer: 60GB ATA/100 4200RPM HDD Slot-Loading SuperDrive – up to 8x DVD-R, 8x DVD+R, 4x DVD-RW, 4x DVD+RW, 24x CD-R, 16x CD-RW, 8x DVD-ROM, & 24x CD-ROM 14.1 XGA Display Native Resolution – 1024×768 ATI Mobility Radeon 9550 graphics with 32MB of dedicated DDR SDRAM Built-in 54 Mbps AirPort Extreme 802.11b/g Wi-Fi Wireless Network Adapter Built-in Bluetooth 2.0+EDR Support 1 FireWire 400 Port (up to 400 Mbps) 2 USB 2.0 Ports (up to 480 Mbps) 10/100 Ethernet VGA Video Out (with included adapter) S-Video & Composite Video Out (requires optional adapter) Built-in 56k v.92 Modem.”

3. Best Laptop Computer #3: Sony VAIO VGN-C240E/B 13.3″ Notebook PC (Intel Core 2 Duo T5500 1.66 GHz Processor, 2 GB RAM, 160 GB Hard Drive, DVD RW Drive, Vista Premium)

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There is currently a genuine state of confusion regarding commercial loan rates. The confusion is not just restricted to borrowers, either. Brokers, lenders and professional investors are all struggling to get a handle on what is going on with commercial loan rates.

Borrowers are under the impression that we’re at historic lows. They hear about the feds lowering rates and also hear national banks quote ridiculously low rates. What these national banks aren’t advertising is that their decline rates are at historic highs. Is difficult to be able to track a statistics like this but my friends and associates that work at intuitions like Bank of America, CITI etc tell me that there decline rate are at 95% or so.

So what that means is that they are cherry picking to an incredible degree (can you blame them?). The low commercial loan rates that they are advertising are only relevant for 5% of the borrowers that apply. Think about that for a moment, for every 100 people that fill out those 6 page applications, provide their tax return, etc, 95 of them are getting declined. As a comparison the decline rates are normally more like 50%.

The confusion is not just restricted to borrowers but to professionals in the industry as well. The spreads or margin are varying from one lender to the next more than we have seen. People in the business are struggling to understand why. Normally if you were to get 10 quotes on the same deal the commercial loan rates would be within .25 -. 35% of each other. Perhaps a few would tweak the prepayments or term, etc but their rates would be close. Now we are seeing commercial loan rates on the same deal varying between 2% -3%…

Part of the problem is that some of the lenders and banks themselves are having their cost of capital increase. Some of their credit rating are being lowered, as their balance sheets are scrutinised. So despite the Feds lower their rates, the margins that the banks charge (in order to cover their costs, risk and make a profit) go up as their cost of capital go up. So as one bank is more financial healthy than the next its costs of capital varies.

So what’s the happy ending? We currently don’t have one. If you’re thinking of buying or refinancing a commercial property in the next few months we would suggest getting it done now as in maybe a while before things re-stabilize and commercial loan rates become more universal.

Jeff Rauth is President of Commercial Finance Advisors, Inc out of Birmingham, Michigan. He has a STORE for commercial loan brokers. Contracts, spreadsheets, books, etc. Products starting at $4.95! Check it out commercial mortgage broker store or commercial loan rates